TripCare 360 Takaful

Get coverage (with Shariah-compliant plan) for travel delays, loss of baggage, medical emergencies and other travel inconveniences.

Benefits at a glance

25% rebate when you apply online

Cash back when you make no claims for the annual plan

Cashless overseas medical care

Coverage for loss of valuables and travel delays

Add-on options for adventurous activities

Add-on COVID-19 coverage for your overseas travels

Coverage

What’s Covered?

Death or permanent disability

Financial assistance for unexpected events

Medical-related expenses

Including Guarantee Letter (GL) for overseas hospital admissions

Baggage Delay

Upon arrival overseas and return to Malaysia

Travel Delay

Automatic compensation for flight delays including connecting flights

Travel Cancellation

If you have to cancel your trip due to specific reasons

Missed travel connections

Due to the delay of scheduled transportation of at least 6 hours

Loss or damage to personal belongings

Including baggage, mobile phone and clothing

Etiqa+
app

Flexibility to edit flight details, submit claims, or view your coverage via the Etiqa+ App

Enhance your coverage with add-ons

COVID-19 Add-On

*Senior Citizens over the age of 70 are not eligible for this add-on.

Adventurous Activities

Covers death, permanent disability and medical expenses caused by an accident from participation in an adventurous activity during your trip

Frequently ask questions

All claims must be submitted as soon as possible. It is recommended to submit them within 24 hours, but no later than 30 days from the date of loss or damage. You can submit your claim via the Etiqa+ app. Please refer to your Insurance Policy Contract for more information on Claim Notification, Procedures, and Settlement.

Domestic (Malaysia)

Coverage commences from the effective date at 12:01am Malaysian time and ceases on whichever of the following occurs first:

 

  • Immediate upon arrival at your home of residence in Malaysia; or
  • The expiry of the period of insurance at 23:59pm Malaysia time, on the date specified under the Policy.

Coverage commences 6 hours to the booked departure time for a direct journey to the place of embarkation in Malaysia and ceases on whichever of the following occurs first:

  • 6 hours after booked arrival time at the final destination in Malaysia;
  • Immediate upon arrival at your home residence in Malaysia; or
  • The expiry of the period of Insurance specified in the Policy.

Coverage shall be extended at our sole discretion for up to 30 days from the expiry of the period of insurance without payment of any additional premium if you are hospitalized and/or quarantined overseas as recommended by a doctor or as a result of any circumstances beyond your control which is deemed reasonable by us prohibiting your return to Malaysia prior to the insurance expiry.

No refund of premium will be allowed once the TripCare 360 Insurance Policy Contract is issued.
Please call our 24-Hour, 7 days Travel Assistance Helpline at +60327856565.
Yes. You may nominate an individual to receive benefits payable upon the death of the Covered Person who signed the Certificate.
 

Download Documents

Underwritten by Etiqa General Insurance Berhad (197001000276)

(Licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia)

The benefit(s) payable under eligible product is(are) protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Etiqa General Insurance Berhad or PIDM (visit www.pidm.gov.my).

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ETIQA+

“Aplikasi serba lengkap dengan penyelesaian pantas dan mudah – semua keperluan perlindungan anda kini dalam satu aplikasi!”

The benefit(s) payable under eligible product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Etiqa or PIDM (visit www.pidm.gov.my).

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